Is using this conversion tool free?

Yes, the Excel to SEPA XML conversion tool provided on TreasuryHost is completely free to use. There are no hidden fees or registration requirements for the standard online conversion.

Is the generator ISO 20022 compliant?

Absolutely. It generates fully compliant PAIN.001.001.03 XML files accepted by major European and international banks for both SEPA and Cross-Border transfers.

Does it support international payments?

Yes, the tool is a universal converter for both SEPA Euro transfers and International payments in multiple currencies.

🛠️ Free Excel to SEPA XML Converter

Convert your Excel payment data into a compliant SEPA PAIN.001 ISO 20022 XML file instantly.

Step 1: Prepare your data

Populate the template with payer and payment data.

Download Excel Template

⚡ Tired of reformatting your data?

You don't have to use our template. We offer a streamlined desktop tool designed to handle your native ERP exports automatically.

Step 2: Upload and Convert

The tool supports both SEPA and International credit transfers.

Need Customized Payment Solutions?

Your ERP or system generates non-standard payment files? We specialize in adapting to your specific source file format, providing customized development to ensure bank-compliant file creation. (Development costs are typically less than 500 EUR).
Your company is migrating to new bank formats (like SEPA/ISO 20022) and requires specialized support and project assistance?
You would like to explore and implement direct bank connectivity (host-to-host, SWIFT or API)?
You are new to payment file formats and processing and require expert education or specialized training?

Contact TreasuryHost